- Wright USA gives newly hired Federal Employees and recently promoted Wright insureds a chance to buy substantial protection at affordable group rates to help ensure their loved ones' financial comfort should an unexpected death occur.
- Guaranteed Issue opportunities (see “How do I obtain coverage?” in the FAQ section).
- Coverage amounts up to $300,000 each for eligible Federal Employee applicant. If the Federal Employee is insured in this Basic Group Term Life plan, their spouse can apply for up to $100,000 of coverage (not to exceed the Federal Employee's amount).
- Coverage available for children.
- Benefits payable regardless of any other insurance carried.
- Worldwide, round-the-clock coverage.
- Double the coverage amount for death resulting from a covered accident and benefits paid for dismemberment.
- Accelerated Life Benefit feature – can provide up to 50% of death benefit amount while the insured is still alive if they are diagnosed with a terminal illness with a life expectancy of 12 months or less..
- Coverage can be taken with you if you leave your current job or move.
- Insurance underwritten by ReliaStar Life Insurance Company, a member of the ING family of companies. ReliaStar Life is rated A (Excellent) by A.M. Best. This is the third highest of 15 ratings. A.M. Best assigns ratings from A++ to F based on a company's financial strength and ability to meet obligations to contract holders. ReliaStar Life is rated A (Strong) by Standard and Poor's. This is the sixth highest of 20 ratings. Standard and Poor's assigns ratings from AAA to CC based on a company's financial security.
* Funeral Planning and Concierge services provided by Everest Package, LLC, Houston, TX 77056.
**ING Travel Assistance services are provided by Europ Assistance USA, Bethesda, MD 20814.
Insurance provided by ReliaStar Life Insurance Company, a member of the ING family of companies. Policy form LP00GP.
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