| |
MALE |
|
|
FEMALE |
|
| Issue Age |
Select |
Standard |
|
Select |
Standard |
| thru 23 |
1.30 |
2.81 |
|
1.20 |
2.43 |
| 24 |
1.30 |
2.82 |
|
1.20 |
2.43 |
| 25 |
1.30 |
2.82 |
|
1.20 |
2.43 |
| 26 |
1.30 |
2.83 |
|
1.20 |
2.43 |
| 27 |
1.30 |
2.83 |
|
1.20 |
2.43 |
| 28 |
1.30 |
2.85 |
|
1.20 |
2.44 |
| 29 |
1.30 |
2.86 |
|
1.20 |
2.44 |
| 30 |
1.30 |
2.88 |
|
1.20 |
2.47 |
| 31 |
1.30 |
2.88 |
|
1.20 |
2.47 |
| 32 |
1.30 |
2.88 |
|
1.20 |
2.47 |
| 33 |
1.30 |
2.88 |
|
1.20 |
2.47 |
| 34 |
1.30 |
2.88 |
|
1.20 |
2.47 |
| 35 |
1.30 |
2.96 |
|
1.20 |
2.52 |
| 36 |
1.33 |
3.08 |
|
1.22 |
2.63 |
| 37 |
1.37 |
3.25 |
|
1.27 |
2.81 |
| 38 |
1.41 |
3.44 |
|
1.31 |
3.01 |
| 39 |
1.49 |
3.72 |
|
1.38 |
3.25 |
| 40 |
1.54 |
3.99 |
|
1.44 |
3.47 |
| 41 |
1.63 |
4.34 |
|
1.53 |
3.72 |
| 42 |
1.73 |
4.75 |
|
1.62 |
3.97 |
| 43 |
1.83 |
5.20 |
|
1.72 |
4.26 |
| 44 |
1.96 |
5.71 |
|
1.82 |
4.55 |
| 45 |
2.09 |
6.21 |
|
1.92 |
4.86 |
| 46 |
2.25 |
6.81 |
|
2.01 |
5.20 |
| 47 |
2.43 |
7.45 |
|
2.11 |
5.56 |
| 48 |
2.62 |
8.11 |
|
2.23 |
5.95 |
| 49 |
2.82 |
8.82 |
|
2.33 |
6.34 |
| 50 |
3.05 |
9.52 |
|
2.47 |
6.75 |
| 51 |
3.30 |
10.20 |
|
2.60 |
7.17 |
| 52 |
3.56 |
10.87 |
|
2.75 |
7.60 |
| 53 |
3.85 |
11.56 |
|
2.89 |
8.05 |
| 54 |
4.17 |
12.35 |
|
3.07 |
8.50 |
| 55 |
4.52 |
13.26 |
|
3.27 |
8.98 |
| 56 |
4.88 |
14.26 |
|
3.47 |
9.40 |
| 57 |
5.27 |
15.33 |
|
3.68 |
9.81 |
| 58 |
5.71 |
16.55 |
|
3.94 |
10.23 |
| 59 |
6.20 |
17.97 |
|
4.20 |
10.78 |
| 60 |
6.81 |
19.64 |
|
4.53 |
11.52 |
| 61 |
7.49 |
21.45 |
|
4.92 |
12.45 |
| 62 |
8.27 |
23.42 |
|
5.34 |
13.56 |
| 63 |
9.17 |
25.74 |
|
5.85 |
14.84 |
| 64 |
10.19 |
28.57 |
|
6.39 |
16.28 |
|
|
|
|
|
|
Children's benefits: $5,000 between 6 months and age 19 (24 if a full-time student); from 14 days to 6 months.
Annual rate for all children (regardless of how many): $6.00.
Residents of Montana - Male rates apply to all residents regardless of gender.
How to Determine Your Premium
Male Member age 35 is approved for $75,000 coverage with Select rates
and an effective date of July 1. Two children are also to be insured
Member $1.30 per $1,000 x 75 = $97.50
Children ......................................$6.00
Total Annual Premium .................$103.50
The quarterly charge would be $25.88 (Annual Rate divided by 4).
The premium amount is guaranteed not to change for 10 full years.
10-Year Level Group Term Life Insurance Rate Tables
Face Amounts $100,000-$249,000
Face Amounts: $250,000-$499,000
Face Amounts: $500,000-$1,000,000
Email Page
